Operations console
Zonipay CRM
A merchant CRM stitched into the payment graph. Customer, order, processor and dispute — one record, one source of truth.
Unified shopper records
Every order, session, dispute and refund collapses into a single customer timeline you can search in under 200 ms.
Inline refund console
Issue full or partial refunds, void rebills or pause subscriptions without leaving the ticket.
Replay-ready sessions
Each transaction stores the full payment session — IP, device, AVS, 3DS, BIN and risk vector.
Care macros & SLAs
Pre-built workflows for chargebacks, MOTO retries, KYC asks and cancellation saves with 4-hour median response.
Segments & cohorts
Group customers by LTV, MRR band, retry posture or processor — and route them to the right desk automatically.
Audit-grade trail
Every agent action is logged, signed and exportable for PCI, SOC 2 and acquirer reviews.