Operations console

Zonipay CRM

A merchant CRM stitched into the payment graph. Customer, order, processor and dispute — one record, one source of truth.

Unified shopper records

Every order, session, dispute and refund collapses into a single customer timeline you can search in under 200 ms.

Inline refund console

Issue full or partial refunds, void rebills or pause subscriptions without leaving the ticket.

Replay-ready sessions

Each transaction stores the full payment session — IP, device, AVS, 3DS, BIN and risk vector.

Care macros & SLAs

Pre-built workflows for chargebacks, MOTO retries, KYC asks and cancellation saves with 4-hour median response.

Segments & cohorts

Group customers by LTV, MRR band, retry posture or processor — and route them to the right desk automatically.

Audit-grade trail

Every agent action is logged, signed and exportable for PCI, SOC 2 and acquirer reviews.