Mitigation

Zonipay Resolve

Disputes do not belong in a separate vendor. Resolve sits inside the same ledger as your payments and CRM, so refunds, deflections and representments fire automatically.

ORDER #G7C2H4

Auto-refund issued

Atlas Club Membership — $34.50

ALERT #K2P8VQ

Ethoca matched

Refund + customer notice in 41 sec

ALERT #M9XRLA

RDR resolved

Chargeback prevented at issuer

EMAIL #8ZQT5N

Care escalation

Routed to retention pod, $0 fee

REF #YJPGCO

Representment filed

Compelling evidence pack auto-built

Average chargeback ratio after 90 days on Resolve

0.41%

Across 412 merchants migrated in the last 12 months.