Legal · Compliance
Licenses and certifications.
Audited annually. Reports available under NDA.
PCI DSS Level 1
Audited by Coalfire · expires Aug 2026
SOC 2 Type II
Audited by Marcum · annual report
ISO 27001:2022
Certified by BSI · valid until 2027
State money transmitter
Licensed under applicable U.S. state money transmission laws
CCPA & GDPR
DPA available on request via privacy@zonipay.io
3-D Secure 2.3
Certified across Visa, Mastercard, Amex, Discover